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CGPay — Next-Gen Banking Network

One Powerful Platform For Every Banking & Digital Experience

Empower Your Business with CGPay — India’s Smart Assisted Banking Network. Offer Seamless Banking & Digital Services from One AI-Powered Platform to Boost Efficiency and Maximize Earnings.

10L+ Active Retailers
₹2L Monthly Earnings via QR
20+ Banking Services

Trusted & Certified

RBI Regulated
256-bit Secure
4.8 Rated App
AEPS Enabled
₹2,35,000 Today's Balance
SpiceMoney B2B Platform – Banking & Digital Services dashboard shown on laptop and mobile devices
Cgpey QR Earn up to ₹2 Lakh/mo

India's No.1 AePS Network

Aadhaar Enabled Payment System (AePS): Cash deposit, cash withdrawal, balance enquiry, and mini statements using secure Aadhaar authentication

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Aadhaar Pay

Instant, biometric-based cashless payments

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mATM (Mini ATM)

Convenient debit card-based cash withdrawals.

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Domestic Money Transfer (DMT)

Quick, secure, and reliable fund transfers

SpicePay Mobile App
SpicePay Mobile App

India’s Leading Assisted Bill Payments Platform

Aadhaar Enabled Payment System (AePS): Cash deposit, cash withdrawal, balance enquiry, and mini statements using secure Aadhaar authentication

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Bills Payments

Electricity, Water, Gas Bills etc.

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Recharge

Mobile, OTT, FASTag etc.

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Loan EMI

Home Loan, Two-wheeler Loan etc.

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Subscription

JioHotstar, Airtel etc.

Easy Loans for your Business Growth

Partnered with trusted financial institutions to offer easy, seamless, and fully digital loan processing.

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Easy & Instant Loans

Hassle-free applications with minimal documentation

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Quick Digital Approvals

End-to-end digital process for faster approvals

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Competitive Interest Rates

Transparent pricing, flexible EMIs, and real-time disbursal tracking

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Wide Range of Loan Offerings

Home Loans | Gold Loans | Two-Wheeler Loans | Personal Loans | Vyapar Loans | UGRO Loans | and more

SpicePay Mobile App
SpicePay Mobile App

Cash Collection Management

Customer / Cash Collection Loan EMI & Customer Cash Payments.

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Up to 4000 Cr. turnover
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450+ trusted clients
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20000 MFI, Logistics, & e-commerce agents
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Covering 17000+ Client Branches & 300 Channel Partners

Open Account in Minutes

Bank account opening lets you offer seamless Savings & Current accounts opening with trusted bank partners

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Trusted Banking Partners

Powered by Axis Bank and NSDL Payments Bank.- Quick

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Digital Onboarding

Open accounts in minutes with a paperless process

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Zero balance Account & Other Banking Services

Open zero-balance accounts with easy Aadhaar linking, plus access essential banking services like account updates, passbook updates, and more — all in one place.

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Grow Your Business

Earnings on every account opened and transaction processed.

SpicePay Mobile App
SpicePay Mobile App

Cgpey India’s New UPI + QR + Wallet Account

A secure, UPI-enabled Full KYC wallet, even without a bank account

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Wallet Cash Load Service

Add cash to your Wallet

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UPI Linked Wallet

Get a UPI ID linked to your secure wallet

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Universal QR Payments

Scan any UPI QR and pay instantly

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Services Offered

Transfer money to any UPI ID, pay bills, recharge mobiles, and manage loan EMIs — all conveniently in one place.

Get the latest data trends & insights on CGPEY!

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Clients
Domestic and International Payments
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Stores, Apps & websites